RukaPay
RukaPay

Partner - Institutions

SACCO & partner institutions

Create a SACCO, add members and staff, then run savings, shares, and loan transactions — all under your partner API key.

/partner-institutions

What it is

Use this API when you manage SACCOs (or similar institutions) on RukaPay — not for general Gateway payouts/collections.

Quick flow

  1. 1

    Onboard

    Create the SACCO + optional settlement wallet

  2. 2

    Members

    Register members (phone + account / client id)

  3. 3

    Staff

    Invite operators with clear permissions

  4. 4

    Transact

    Deposit, withdraw, shares, loans, bulk ops

Auth

Send x-api-key on every request. Same partner key as Gateway.

Live · https://api.rukapay.net/partner-institutionsDev · https://dev-api.rukapay.net/partner-institutions
cURL
curl -X GET "https://api.rukapay.net/partner-institutions" \
  -H "x-api-key: YOUR_API_KEY" \
  -H "Content-Type: application/json"

Get API keys

Sections

Onboarding

Create and list SACCOs. Set withdrawal rules.

View API →

Members

Add, update, validate phone, or bulk-upload members.

View API →

Staff

Invite staff, set roles, resend invitations.

View API →

Transactions

Wallet, deposits, loans, shares, and bulk runs.

View API →